Side-by-side · Q2 2026 data
Community State Bank vs Greater Iowa Credit Union
Metric by metric
| Measure | Community State Bank | Greater Iowa Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 67 (stronger) | 47 |
| Loan quality | 94 (stronger) | 68 |
| Earnings | 74 (stronger) | 51 |
| Funding & liquidity | 52 | 60 (stronger) |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 80th | 19th |
| Total assets | $1.7B | $715.1M |
| Deposits / shares | $1.3B | $617.0M |
| Capital ratio | 11.67% (stronger) | 9.69% |
| Problem loans | 0.19% (stronger) | 0.96% |
| Net charge-offs | -0.01% (stronger) | 0.56% |
| Return on assets | 1.34% (stronger) | 0.76% |
| Loans ÷ deposits | 101.2% | 100.7% (stronger) |
| Uninsured deposits | 21.7% | 8.1% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 21.3% |
Community State Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 5 and Greater Iowa Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.