Side-by-side · Q2 2026 data
Community State Bank vs Community Bank of Pleasant Hill
Metric by metric
| Measure | Community State Bank | Community Bank of Pleasant Hill |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 70 (stronger) | 54 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 91 (stronger) | 62 |
| Funding & liquidity | 63 | 81 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 84th | 64th |
| Total assets | $132.8M | $133.4M |
| Deposits / shares | $109.2M | $125.0M |
| Capital ratio | 12.05% (stronger) | 10.37% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.09% (stronger) |
| Return on assets | 1.78% (stronger) | 1.05% |
| Loans ÷ deposits | 84.5% | 43.1% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 32.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and Community Bank of Pleasant Hill on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.