Side-by-side · Q2 2026 data
Community State Bank vs Home Savings and Loan Association of Carroll County, F.A.
Bank
Home Savings and Loan Association of Carroll County, F.A.
Norborne, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Community State Bank | Home Savings and Loan Association of Carroll County, F.A. |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 70 | 95 (stronger) |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 91 (stronger) | 58 |
| Funding & liquidity | 63 | 81 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 84th | 80th |
| Total assets | $132.8M | $131.4M |
| Deposits / shares | $109.2M | $111.6M |
| Capital ratio | 12.05% | 14.53% (stronger) |
| Problem loans | 0.10% (stronger) | 0.73% |
| Net charge-offs | 0.20% | 0.01% (stronger) |
| Return on assets | 1.78% (stronger) | 0.96% |
| Loans ÷ deposits | 84.5% | 78.9% (stronger) |
| Uninsured deposits | 26.3% | 11.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Home Savings and Loan Association of Carroll County, F.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.