Side-by-side · Q2 2026 data
Community State Bank vs Pocahontas State Bank
Metric by metric
| Measure | Community State Bank | Pocahontas State Bank |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 59 (stronger) | 36 |
| Earnings | 77 (stronger) | 40 |
| Funding & liquidity | 85 | 98 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 37th | 47th |
| Total assets | $345.8M | $122.6M |
| Deposits / shares | $295.5M | $83.1M |
| Capital ratio | 10.47% | 26.35% (stronger) |
| Problem loans | 1.24% (stronger) | 1.93% |
| Net charge-offs | -0.02% (stronger) | 0.17% |
| Return on assets | 1.42% (stronger) | 0.50% |
| Loans ÷ deposits | 52.9% | 52.7% (stronger) |
| Uninsured deposits | 28.6% | 17.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pocahontas State Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Pocahontas State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.