Side-by-side · Q2 2026 data
Community State Bank vs Premier Bank
Metric by metric
| Measure | Community State Bank | Premier Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 55 (stronger) | 39 |
| Loan quality | 59 | 98 (stronger) |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 85 (stronger) | 53 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $345.8M | $357.7M |
| Deposits / shares | $295.5M | $304.8M |
| Capital ratio | 10.47% (stronger) | 8.90% |
| Problem loans | 1.24% | 0.07% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.08% |
| Return on assets | 1.42% (stronger) | 1.15% |
| Loans ÷ deposits | 52.9% (stronger) | 86.3% |
| Uninsured deposits | 28.6% (stronger) | 33.9% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
Community State Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 6 and Premier Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.