Side-by-side · Q2 2026 data
Community State Bank vs First Federal Savings Bank
Metric by metric
| Measure | Community State Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 57 |
| Capital cushion | 44 | 57 (stronger) |
| Loan quality | 54 | 56 (stronger) |
| Earnings | 72 (stronger) | 36 |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 82 | 84 (stronger) |
| Peer percentile | 22nd | 14th |
| Total assets | $441.9M | $421.9M |
| Deposits / shares | $399.1M | $325.2M |
| Capital ratio | 9.41% | 10.69% (stronger) |
| Problem loans | 1.38% | 1.32% (stronger) |
| Net charge-offs | -0.02% | -0.06% (stronger) |
| Return on assets | 1.30% (stronger) | 0.40% |
| Loans ÷ deposits | 74.6% (stronger) | 91.6% |
| Uninsured deposits | 5.3% (stronger) | 11.6% |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 6.8% |
Community State Bank has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and First Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Walnut, IL