Side-by-side · Q2 2026 data
Community Trust Bank, Inc. vs Commonwealth Federal Credit Union
Metric by metric
| Measure | Community Trust Bank, Inc. | Commonwealth Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 84 (stronger) | 63 |
| Loan quality | 81 (stronger) | 71 |
| Earnings | 86 (stronger) | 82 |
| Funding & liquidity | 55 | 76 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 90th | 70th |
| Total assets | $6.9B | $2.9B |
| Deposits / shares | $5.7B | $2.6B |
| Capital ratio | 13.43% (stronger) | 11.26% |
| Problem loans | 0.58% (stronger) | 0.87% |
| Net charge-offs | 0.09% (stronger) | 0.94% |
| Return on assets | 1.64% (stronger) | 1.55% |
| Loans ÷ deposits | 89.3% | 84.1% (stronger) |
| Uninsured deposits | 29.6% | 7.5% (stronger) |
| Offices | 78 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
Community Trust Bank, Inc. has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Bank, Inc. leads on 5 and Commonwealth Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington, KY
- Frankfort, KY
- Georgetown, KY
- Richmond, KY
- Harrodsburg, KY
- Prestonsburg, KY