Side-by-side · Q2 2026 data
Community Trust Bank, Inc. vs Republic Bank & Trust Company
Metric by metric
| Measure | Community Trust Bank, Inc. | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 84 | 98 (stronger) |
| Loan quality | 81 | 81 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 31 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 90th | 95th |
| Total assets | $6.9B | $7.1B |
| Deposits / shares | $5.7B | $5.6B |
| Capital ratio | 13.43% | 14.82% (stronger) |
| Problem loans | 0.58% | 0.56% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.46% |
| Return on assets | 1.64% | 2.13% (stronger) |
| Loans ÷ deposits | 89.3% (stronger) | 95.7% |
| Uninsured deposits | 29.6% (stronger) | 45.6% |
| Offices | 78 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Bank, Inc. leads on 3 and Republic Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.