Side-by-side · Q2 2026 data
Community Trust Bank, Inc. vs South Central Bank, Inc.
Metric by metric
| Measure | Community Trust Bank, Inc. | South Central Bank, Inc. |
|---|---|---|
| TellerScore | 80 (stronger) | 72 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 86 (stronger) | 76 |
| Funding & liquidity | 55 | 65 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 90th | 66th |
| Total assets | $6.9B | $2.3B |
| Deposits / shares | $5.7B | $2.0B |
| Capital ratio | 13.43% (stronger) | 9.88% |
| Problem loans | 0.58% | 0.30% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.64% (stronger) | 1.41% |
| Loans ÷ deposits | 89.3% (stronger) | 89.7% |
| Uninsured deposits | 29.6% | 20.1% (stronger) |
| Offices | 78 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 7.5% |
Community Trust Bank, Inc. has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Bank, Inc. leads on 4 and South Central Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.