Side-by-side · Q2 2026 data
Community Trust Bank, Inc. vs Whitaker Bank
Metric by metric
| Measure | Community Trust Bank, Inc. | Whitaker Bank |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 84 (stronger) | 79 |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 86 (stronger) | 77 |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 90th | 95th |
| Total assets | $6.9B | $1.9B |
| Deposits / shares | $5.7B | $1.6B |
| Capital ratio | 13.43% (stronger) | 12.89% |
| Problem loans | 0.58% | 0.21% (stronger) |
| Net charge-offs | 0.09% | 0.06% (stronger) |
| Return on assets | 1.64% (stronger) | 1.42% |
| Loans ÷ deposits | 89.3% | 67.3% (stronger) |
| Uninsured deposits | 29.6% | 26.8% (stronger) |
| Offices | 78 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
Whitaker Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Bank, Inc. leads on 2 and Whitaker Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington, KY
- Richmond, KY
- Hazard, KY
- Frankfort, KY
- Georgetown, KY
- Danville, KY
- Whitesburg, KY
- Corbin, KY
- Berea, KY
- Mount Sterling, KY
- Williamsburg, KY
- Harrodsburg, KY
- Mount Vernon, KY
- Jenkins, KY