TellerScore

Side-by-side · Q2 2026 data

Compass Federal Credit Union vs I Am Federal Credit Union

Credit union

Compass Federal Credit Union

Oswego, New York · $100 million – $1 billion

89of 100
Very strong

Credit union

I Am Federal Credit Union

New York, New York · $100 million – $1 billion

50of 100
Below average

Metric by metric

MeasureCompass Federal Credit UnionI Am Federal Credit Union
TellerScore89 (stronger)50
Capital cushion100 (stronger)68
Loan quality85 (stronger)0
Earnings69 (stronger)38
Funding & liquidity97100 (stronger)
Problem-loan coverage95 (stronger)74
Peer percentile94th6th
Total assets$101.5M$103.2M
Deposits / shares$85.0M$93.0M
Capital ratio15.28% (stronger)11.76%
Problem loans0.46% (stronger)4.37%
Net charge-offs0.46% (stronger)3.15%
Return on assets1.22% (stronger)0.44%
Loans ÷ deposits62.8%38.4% (stronger)
Uninsured deposits7.3%0.6% (stronger)
Offices61
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)0.0%—

Compass Federal Credit Union has the higher TellerScore (89 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Compass Federal Credit Union leads on 5 and I Am Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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