Side-by-side · Q2 2026 data
Concordia Bank & Trust Company vs Century Next Bank
Metric by metric
| Measure | Concordia Bank & Trust Company | Century Next Bank |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 61 | 69 (stronger) |
| Loan quality | 15 | 96 (stronger) |
| Earnings | 65 | 90 (stronger) |
| Funding & liquidity | 74 (stronger) | 28 |
| Problem-loan coverage | 59 | 98 (stronger) |
| Peer percentile | 8th | 68th |
| Total assets | $667.0M | $916.4M |
| Deposits / shares | $585.7M | $795.3M |
| Capital ratio | 11.12% | 11.95% (stronger) |
| Problem loans | 2.54% | 0.12% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.13% | 1.75% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 83.5% |
| Uninsured deposits | 37.3% (stronger) | 58.5% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | 4.8% |
Century Next Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank & Trust Company leads on 3 and Century Next Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.