Side-by-side · Q2 2026 data
Concordia Bank of Concordia, Missouri vs First Bank of the Lake
Metric by metric
| Measure | Concordia Bank of Concordia, Missouri | First Bank of the Lake |
|---|---|---|
| TellerScore | 80 (stronger) | 26 |
| Capital cushion | 69 (stronger) | 21 |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 82 (stronger) | 53 |
| Funding & liquidity | 76 (stronger) | 54 |
| Problem-loan coverage | 96 (stronger) | 13 |
| Peer percentile | 77th | 0th |
| Total assets | $130.0M | $2.3B |
| Deposits / shares | $114.1M | $2.0B |
| Capital ratio | 11.92% (stronger) | 7.08% |
| Problem loans | 0.32% (stronger) | 3.70% |
| Net charge-offs | 0.03% (stronger) | 0.62% |
| Return on assets | 1.56% (stronger) | 0.83% |
| Loans ÷ deposits | 84.5% (stronger) | 106.6% |
| Uninsured deposits | 7.2% (stronger) | 8.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank of Concordia, Missouri leads on 7 and First Bank of the Lake on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.