Side-by-side · Q2 2026 data
Concordia Bank of Concordia, Missouri vs Flat Branch Bank
Metric by metric
| Measure | Concordia Bank of Concordia, Missouri | Flat Branch Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 69 | 76 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 82 (stronger) | 0 |
| Funding & liquidity | 76 | 85 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 77th | 42nd |
| Total assets | $130.0M | $92.8M |
| Deposits / shares | $114.1M | $79.2M |
| Capital ratio | 11.92% | 12.58% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.56% (stronger) | -0.96% |
| Loans ÷ deposits | 84.5% | 72.6% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 17.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank of Concordia, Missouri leads on 3 and Flat Branch Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.