Side-by-side · Q2 2026 data
Concordia Parish School Emp Federal Credit Union vs T E a Federal Credit Union
Credit union
Concordia Parish School Emp Federal Credit Union
Ferriday, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Concordia Parish School Emp Federal Credit Union | T E a Federal Credit Union |
|---|---|---|
| TellerScore | 44 (stronger) | 30 |
| Capital cushion | 57 (stronger) | 31 |
| Loan quality | 0 | 0 |
| Earnings | 43 (stronger) | 6 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 36 | 59 (stronger) |
| Peer percentile | 4th | 1st |
| Total assets | $3.2M | $2.5M |
| Deposits / shares | $2.9M | $2.3M |
| Capital ratio | 10.72% (stronger) | 8.08% |
| Problem loans | 5.93% | 3.10% (stronger) |
| Net charge-offs | 1.44% | 0.05% (stronger) |
| Return on assets | 0.58% (stronger) | -0.36% |
| Loans ÷ deposits | 58.8% (stronger) | 68.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concordia Parish School Emp Federal Credit Union has the higher TellerScore (44 vs 30). On the 6 directional measures above (where higher or lower is clearly better), Concordia Parish School Emp Federal Credit Union leads on 4 and T E a Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.