Side-by-side · Q2 2026 data
Connection Bank vs South Ottumwa Savings Bank
Metric by metric
| Measure | Connection Bank | South Ottumwa Savings Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 50 | 80 (stronger) |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 90 (stronger) | 76 |
| Funding & liquidity | 36 | 70 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 47th | 68th |
| Total assets | $540.9M | $565.4M |
| Deposits / shares | $452.4M | $473.9M |
| Capital ratio | 9.98% | 13.00% (stronger) |
| Problem loans | 0.26% (stronger) | 0.83% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.75% (stronger) | 1.40% |
| Loans ÷ deposits | 104.1% | 67.7% (stronger) |
| Uninsured deposits | 33.0% (stronger) | 35.1% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Ottumwa Savings Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Connection Bank leads on 3 and South Ottumwa Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.