Side-by-side · Q2 2026 data
Consolidated Federal Credit Union vs Point West Credit Union
Credit union
Consolidated Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Consolidated Federal Credit Union | Point West Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 91 (stronger) | 70 |
| Earnings | 65 (stronger) | 42 |
| Funding & liquidity | 85 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 92nd | 38th |
| Total assets | $833.7M | $97.5M |
| Deposits / shares | $698.1M | $83.6M |
| Capital ratio | 15.31% (stronger) | 12.64% |
| Problem loans | 0.27% (stronger) | 0.89% |
| Net charge-offs | 0.06% (stronger) | 0.17% |
| Return on assets | 1.13% (stronger) | 0.55% |
| Loans ÷ deposits | 75.3% (stronger) | 82.6% |
| Uninsured deposits | 8.7% | 7.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.2% | 18.5% |
Consolidated Federal Credit Union has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Consolidated Federal Credit Union leads on 6 and Point West Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.