Side-by-side · Q2 2026 data
Constitution Bank, National Association vs Apple River State Bank
Metric by metric
| Measure | Constitution Bank, National Association | Apple River State Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 52 (stronger) | 47 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 65 | 83 (stronger) |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 37th | 57th |
| Total assets | $683.1M | $675.2M |
| Deposits / shares | $618.6M | $548.3M |
| Capital ratio | 10.17% (stronger) | 9.74% |
| Problem loans | 0.62% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.13% | 1.57% (stronger) |
| Loans ÷ deposits | 78.4% | 71.9% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 29.5% |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Apple River State Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Constitution Bank, National Association leads on 3 and Apple River State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.