Side-by-side · Q2 2026 data
Constitution Bank, National Association vs Peoples Bank & Trust
Metric by metric
| Measure | Constitution Bank, National Association | Peoples Bank & Trust |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 79 (stronger) | 47 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 49 |
| Problem-loan coverage | 91 (stronger) | 82 |
| Peer percentile | 37th | 26th |
| Total assets | $683.1M | $656.6M |
| Deposits / shares | $618.6M | $522.2M |
| Capital ratio | 10.17% | 10.73% (stronger) |
| Problem loans | 0.62% (stronger) | 1.58% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.13% | 2.16% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 80.2% |
| Uninsured deposits | 27.4% (stronger) | 43.2% |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Constitution Bank, National Association has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Constitution Bank, National Association leads on 5 and Peoples Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.