Side-by-side · Q2 2026 data
Constitution Bank, National Association vs Time Bank
Metric by metric
| Measure | Constitution Bank, National Association | Time Bank |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 52 | 69 (stronger) |
| Loan quality | 79 (stronger) | 42 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 37th | 43rd |
| Total assets | $683.1M | $712.8M |
| Deposits / shares | $618.6M | $608.2M |
| Capital ratio | 10.17% | 11.91% (stronger) |
| Problem loans | 0.62% (stronger) | 1.75% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.13% | 2.02% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 84.1% |
| Uninsured deposits | 27.4% | 19.1% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Time Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Constitution Bank, National Association leads on 2 and Time Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.