Side-by-side · Q2 2026 data
Consumers Federal Credit Union vs I Am Federal Credit Union
Metric by metric
| Measure | Consumers Federal Credit Union | I Am Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 50 |
| Capital cushion | 66 | 68 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 30 | 38 (stronger) |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 74 |
| Peer percentile | 37th | 6th |
| Total assets | $105.8M | $103.2M |
| Deposits / shares | $90.9M | $93.0M |
| Capital ratio | 11.59% | 11.76% (stronger) |
| Problem loans | 0.07% (stronger) | 4.37% |
| Net charge-offs | 0.07% (stronger) | 3.15% |
| Return on assets | 0.24% | 0.44% (stronger) |
| Loans ÷ deposits | 102.5% | 38.4% (stronger) |
| Uninsured deposits | 35.0% | 0.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Consumers Federal Credit Union has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Consumers Federal Credit Union leads on 3 and I Am Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.