Side-by-side · Q2 2026 data
Consumer'S Federal Credit Union vs Lakota Federal Credit Union
Credit union
Consumer'S Federal Credit Union
Gregory, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Consumer'S Federal Credit Union | Lakota Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 95 (stronger) | 51 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 49th | 83rd |
| Total assets | $21.4M | $19.7M |
| Deposits / shares | $19.2M | $12.2M |
| Capital ratio | 9.65% | 22.07% (stronger) |
| Problem loans | 0.14% (stronger) | 1.46% |
| Net charge-offs | 0.08% (stronger) | 0.19% |
| Return on assets | 0.84% | 8.80% (stronger) |
| Loans ÷ deposits | 54.5% (stronger) | 65.0% |
| Uninsured deposits | 2.4% (stronger) | 8.7% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakota Federal Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Consumer'S Federal Credit Union leads on 4 and Lakota Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.