Side-by-side · Q2 2026 data
Coopers Cave Federal Credit Union vs Niagara-Wheatfield Federal Credit Union
Credit union
Coopers Cave Federal Credit Union
Glens Falls, New York · Under $100 million in assets
Credit union
Niagara-Wheatfield Federal Credit Union
Sanborn, New York · Under $100 million in assets
Metric by metric
| Measure | Coopers Cave Federal Credit Union | Niagara-Wheatfield Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 50 |
| Capital cushion | 33 | 57 (stronger) |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 51 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 67 |
| Peer percentile | 26th | 9th |
| Total assets | $21.6M | $21.4M |
| Deposits / shares | $19.6M | $19.1M |
| Capital ratio | 8.26% | 10.72% (stronger) |
| Problem loans | 0.81% (stronger) | 4.03% |
| Net charge-offs | 0.12% | 0.09% (stronger) |
| Return on assets | 0.77% | 0.84% (stronger) |
| Loans ÷ deposits | 41.3% (stronger) | 48.8% |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Coopers Cave Federal Credit Union has the higher TellerScore (63 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Coopers Cave Federal Credit Union leads on 4 and Niagara-Wheatfield Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.