Side-by-side · Q2 2026 data
Coopers Cave Federal Credit Union vs Parks Heritage Federal Credit Union
Credit union
Coopers Cave Federal Credit Union
Glens Falls, New York · Under $100 million in assets
Credit union
Parks Heritage Federal Credit Union
Glens Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Coopers Cave Federal Credit Union | Parks Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 90 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 73 | 91 (stronger) |
| Earnings | 51 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 26th | 89th |
| Total assets | $21.6M | $42.3M |
| Deposits / shares | $19.6M | $35.3M |
| Capital ratio | 8.26% | 16.62% (stronger) |
| Problem loans | 0.81% | 0.28% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.26% |
| Return on assets | 0.77% | 1.15% (stronger) |
| Loans ÷ deposits | 41.3% (stronger) | 65.8% |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Parks Heritage Federal Credit Union has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Coopers Cave Federal Credit Union leads on 3 and Parks Heritage Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glens Falls, NY