Side-by-side · Q2 2026 data
Copiah Bank vs United Mississippi Bank
Metric by metric
| Measure | Copiah Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 68 (stronger) | 60 |
| Loan quality | 94 | 94 |
| Earnings | 57 | 66 (stronger) |
| Funding & liquidity | 88 (stronger) | 71 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 72nd | 61st |
| Total assets | $332.2M | $560.7M |
| Deposits / shares | $288.9M | $478.9M |
| Capital ratio | 11.80% (stronger) | 11.04% |
| Problem loans | 0.19% (stronger) | 0.19% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.92% | 1.15% (stronger) |
| Loans ÷ deposits | 63.6% (stronger) | 85.7% |
| Uninsured deposits | 22.9% | 18.6% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Copiah Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Copiah Bank leads on 5 and United Mississippi Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.