Side-by-side · Q2 2026 data
CoreFirst Bank & Trust vs Empower Blue Credit Union
Metric by metric
| Measure | CoreFirst Bank & Trust | Empower Blue Credit Union |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 82 (stronger) | 47 |
| Funding & liquidity | 70 | 98 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 63rd | 85th |
| Total assets | $1.3B | $55.1M |
| Deposits / shares | $1.1B | $45.6M |
| Capital ratio | 8.66% | 18.09% (stronger) |
| Problem loans | 0.21% | 0.10% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.12% |
| Return on assets | 1.55% (stronger) | 0.68% |
| Loans ÷ deposits | 83.0% | 61.8% (stronger) |
| Uninsured deposits | 21.3% | 7.6% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
Empower Blue Credit Union has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), CoreFirst Bank & Trust leads on 2 and Empower Blue Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.