Side-by-side · Q2 2026 data
Cornerstone Bank vs Bravera Bank
Metric by metric
| Measure | Cornerstone Bank | Bravera Bank |
|---|---|---|
| TellerScore | 47 | 67 (stronger) |
| Capital cushion | 46 | 47 (stronger) |
| Loan quality | 22 | 70 (stronger) |
| Earnings | 70 | 75 (stronger) |
| Funding & liquidity | 48 | 75 (stronger) |
| Problem-loan coverage | 62 | 88 (stronger) |
| Peer percentile | 5th | 44th |
| Total assets | $1.9B | $3.8B |
| Deposits / shares | $1.6B | $3.3B |
| Capital ratio | 9.63% | 9.73% (stronger) |
| Problem loans | 2.35% | 0.90% (stronger) |
| Net charge-offs | 0.13% | -0.04% (stronger) |
| Return on assets | 1.25% | 1.37% (stronger) |
| Loans ÷ deposits | 81.7% (stronger) | 82.2% |
| Uninsured deposits | 43.1% | 17.6% (stronger) |
| Offices | 12 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 2.2% |
Bravera Bank has the higher TellerScore (67 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 1 and Bravera Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.