Side-by-side · Q2 2026 data
Cornerstone Bank vs Dakota West Credit Union
Metric by metric
| Measure | Cornerstone Bank | Dakota West Credit Union |
|---|---|---|
| TellerScore | 47 | 61 (stronger) |
| Capital cushion | 46 | 92 (stronger) |
| Loan quality | 22 (stronger) | 0 |
| Earnings | 70 (stronger) | 64 |
| Funding & liquidity | 48 | 86 (stronger) |
| Problem-loan coverage | 62 | 74 (stronger) |
| Peer percentile | 5th | 24th |
| Total assets | $1.9B | $326.5M |
| Deposits / shares | $1.6B | $282.8M |
| Capital ratio | 9.63% | 14.17% (stronger) |
| Problem loans | 2.35% (stronger) | 3.14% |
| Net charge-offs | 0.13% (stronger) | 0.13% |
| Return on assets | 1.25% (stronger) | 1.09% |
| Loans ÷ deposits | 81.7% | 58.8% (stronger) |
| Uninsured deposits | 43.1% | 27.7% (stronger) |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 51.5% |
Dakota West Credit Union has the higher TellerScore (61 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 3 and Dakota West Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New Town, ND
- Watford City, ND