Side-by-side · Q2 2026 data
Cornerstone Bank vs First United Bank
Metric by metric
| Measure | Cornerstone Bank | First United Bank |
|---|---|---|
| TellerScore | 47 | 78 (stronger) |
| Capital cushion | 46 | 51 (stronger) |
| Loan quality | 22 | 100 (stronger) |
| Earnings | 70 | 87 (stronger) |
| Funding & liquidity | 48 | 71 (stronger) |
| Problem-loan coverage | 62 | 98 (stronger) |
| Peer percentile | 5th | 72nd |
| Total assets | $1.9B | $810.8M |
| Deposits / shares | $1.6B | $702.1M |
| Capital ratio | 9.63% | 10.13% (stronger) |
| Problem loans | 2.35% | 0.01% (stronger) |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 1.25% | 1.66% (stronger) |
| Loans ÷ deposits | 81.7% (stronger) | 81.9% |
| Uninsured deposits | 43.1% | 21.6% (stronger) |
| Offices | 12 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 3.2% |
First United Bank has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 1 and First United Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fargo, ND
- Rugby, ND