Side-by-side · Q2 2026 data
Cornerstone Bank vs Starion Bank
Metric by metric
| Measure | Cornerstone Bank | Starion Bank |
|---|---|---|
| TellerScore | 47 | 56 (stronger) |
| Capital cushion | 46 (stronger) | 44 |
| Loan quality | 22 | 52 (stronger) |
| Earnings | 70 (stronger) | 66 |
| Funding & liquidity | 48 | 58 (stronger) |
| Problem-loan coverage | 62 | 81 (stronger) |
| Peer percentile | 5th | 15th |
| Total assets | $1.9B | $2.1B |
| Deposits / shares | $1.6B | $1.8B |
| Capital ratio | 9.63% (stronger) | 9.45% |
| Problem loans | 2.35% | 1.45% (stronger) |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 1.25% (stronger) | 1.14% |
| Loans ÷ deposits | 81.7% | 69.4% (stronger) |
| Uninsured deposits | 43.1% (stronger) | 44.6% |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 3.1% |
Starion Bank has the higher TellerScore (56 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 3 and Starion Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.