Side-by-side · Q2 2026 data
Cornerstone Bank vs Elkhorn Valley Bank & Trust
Metric by metric
| Measure | Cornerstone Bank | Elkhorn Valley Bank & Trust |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 49 | 55 (stronger) |
| Loan quality | 48 | 87 (stronger) |
| Earnings | 70 | 70 |
| Funding & liquidity | 50 | 64 (stronger) |
| Problem-loan coverage | 76 | 95 (stronger) |
| Peer percentile | 15th | 63rd |
| Total assets | $2.7B | $1.5B |
| Deposits / shares | $2.3B | $1.1B |
| Capital ratio | 9.88% | 10.49% (stronger) |
| Problem loans | 1.55% | 0.39% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.37% |
| Return on assets | 1.24% | 1.25% (stronger) |
| Loans ÷ deposits | 89.4% (stronger) | 95.8% |
| Uninsured deposits | 34.0% | 12.2% (stronger) |
| Offices | 45 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Elkhorn Valley Bank & Trust has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 2 and Elkhorn Valley Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.