Side-by-side · Q2 2026 data
Cornerstone Bank vs York State Bank
Metric by metric
| Measure | Cornerstone Bank | York State Bank |
|---|---|---|
| TellerScore | 56 | 90 (stronger) |
| Capital cushion | 49 | 89 (stronger) |
| Loan quality | 48 | 93 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 76 | 98 (stronger) |
| Peer percentile | 15th | 95th |
| Total assets | $2.7B | $200.2M |
| Deposits / shares | $2.3B | $167.4M |
| Capital ratio | 9.88% | 13.92% (stronger) |
| Problem loans | 1.55% | 0.20% (stronger) |
| Net charge-offs | 0.18% | 0.08% (stronger) |
| Return on assets | 1.24% | 2.08% (stronger) |
| Loans ÷ deposits | 89.4% | 77.1% (stronger) |
| Uninsured deposits | 34.0% | 27.4% (stronger) |
| Offices | 45 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
York State Bank has the higher TellerScore (90 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 0 and York State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- York, NE
- Geneva, NE