Side-by-side · Q2 2026 data
CornerStone Bank vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | CornerStone Bank | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 59 | 66 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 56 | 60 (stronger) |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 31st | 63rd |
| Total assets | $232.8M | $391.6M |
| Deposits / shares | $198.6M | $342.0M |
| Capital ratio | 10.86% | 11.60% (stronger) |
| Problem loans | 0.87% | 0.24% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.29% |
| Return on assets | 1.20% (stronger) | 1.08% |
| Loans ÷ deposits | 92.1% (stronger) | 99.8% |
| Uninsured deposits | 26.4% | 2.5% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), CornerStone Bank leads on 3 and Beacon Credit Union, Incorporated on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Buena Vista, VA