Side-by-side · Q2 2026 data
Cornerstone Bank vs South Shore Bank
Metric by metric
| Measure | Cornerstone Bank | South Shore Bank |
|---|---|---|
| TellerScore | 60 | 65 (stronger) |
| Capital cushion | 42 | 51 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 45 | 48 (stronger) |
| Funding & liquidity | 47 | 51 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 21st | 36th |
| Total assets | $2.6B | $2.5B |
| Deposits / shares | $1.9B | $2.2B |
| Capital ratio | 9.22% | 10.10% (stronger) |
| Problem loans | 0.35% | 0.24% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 0.63% | 0.71% (stronger) |
| Loans ÷ deposits | 99.4% | 76.1% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 45.1% |
| Offices | 17 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 0.0% |
South Shore Bank has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 1 and South Shore Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.