Side-by-side · Q2 2026 data
Cornerstone Bank vs Webster First Federal Credit Union
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Cornerstone Bank | Webster First Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 87 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 88 (stronger) | 86 |
| Earnings | 45 | 90 (stronger) |
| Funding & liquidity | 47 | 50 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 21st | 96th |
| Total assets | $2.6B | $1.5B |
| Deposits / shares | $1.9B | $1.1B |
| Capital ratio | 9.22% | 19.66% (stronger) |
| Problem loans | 0.35% (stronger) | 0.41% |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 0.63% | 1.76% (stronger) |
| Loans ÷ deposits | 99.4% (stronger) | 125.5% |
| Uninsured deposits | 27.4% | 9.7% (stronger) |
| Offices | 17 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 21.0% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 3 and Webster First Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Worcester, MA
- Charlton, MA
- Spencer, MA
- Webster, MA