Side-by-side · Q2 2026 data
Cornerstone Bank vs Westfield Bank
Metric by metric
| Measure | Cornerstone Bank | Westfield Bank |
|---|---|---|
| TellerScore | 60 | 62 (stronger) |
| Capital cushion | 42 | 44 (stronger) |
| Loan quality | 88 | 88 |
| Earnings | 45 | 49 (stronger) |
| Funding & liquidity | 47 | 53 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 21st | 27th |
| Total assets | $2.6B | $2.7B |
| Deposits / shares | $1.9B | $2.4B |
| Capital ratio | 9.22% | 9.37% (stronger) |
| Problem loans | 0.35% (stronger) | 0.35% |
| Net charge-offs | 0.04% (stronger) | 0.17% |
| Return on assets | 0.63% | 0.73% (stronger) |
| Loans ÷ deposits | 99.4% | 90.5% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 30.1% |
| Offices | 17 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 8.8% |
Westfield Bank has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 3 and Westfield Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.