Side-by-side · Q2 2026 data
Cornerstone Capital Bank, SSB vs Citizens National Bank of Crosbyton
Metric by metric
| Measure | Cornerstone Capital Bank, SSB | Citizens National Bank of Crosbyton |
|---|---|---|
| TellerScore | 32 | 98 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 25 | 100 (stronger) |
| Funding & liquidity | 39 | 87 (stronger) |
| Problem-loan coverage | 55 | 100 (stronger) |
| Peer percentile | 1st | 99th |
| Total assets | $3.7B | $77.6M |
| Deposits / shares | $2.4B | $64.0M |
| Capital ratio | 10.26% | 16.81% (stronger) |
| Problem loans | 3.62% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 0.11% | 2.16% (stronger) |
| Loans ÷ deposits | 109.3% | 43.6% (stronger) |
| Uninsured deposits | 25.7% (stronger) | 26.5% |
| Offices | 16 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Citizens National Bank of Crosbyton has the higher TellerScore (98 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Capital Bank, SSB leads on 1 and Citizens National Bank of Crosbyton on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.