Side-by-side · Q2 2026 data
Cornerstone National Bank & Trust Company vs Belmont Bank & Trust Company
Metric by metric
| Measure | Cornerstone National Bank & Trust Company | Belmont Bank & Trust Company |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 54 | 69 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 66 | 77 (stronger) |
| Funding & liquidity | 39 | 51 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 58th | 77th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $897.0M | $925.1M |
| Capital ratio | 10.36% | 11.87% (stronger) |
| Problem loans | 0.03% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.15% | 1.41% (stronger) |
| Loans ÷ deposits | 87.8% | 80.3% (stronger) |
| Uninsured deposits | 45.1% | 40.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Belmont Bank & Trust Company has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone National Bank & Trust Company leads on 2 and Belmont Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.