Side-by-side · Q2 2026 data
Corning Federal Credit Union vs Finger Lakes Health Care Federal Credit Union
Credit union
Finger Lakes Health Care Federal Credit Union
Elmira, New York · Under $100 million in assets
Metric by metric
| Measure | Corning Federal Credit Union | Finger Lakes Health Care Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 53 (stronger) | 45 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 50th | 87th |
| Total assets | $2.8B | $35.2M |
| Deposits / shares | $2.5B | $29.7M |
| Capital ratio | 10.85% | 15.54% (stronger) |
| Problem loans | 0.45% | 0.02% (stronger) |
| Net charge-offs | 0.49% | 0.08% (stronger) |
| Return on assets | 0.83% (stronger) | 0.61% |
| Loans ÷ deposits | 95.8% | 25.8% (stronger) |
| Uninsured deposits | 13.1% | 4.5% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Finger Lakes Health Care Federal Credit Union has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Corning Federal Credit Union leads on 1 and Finger Lakes Health Care Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.