Side-by-side · Q2 2026 data
Cosden Federal Credit Union vs My Credit Union
Metric by metric
| Measure | Cosden Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 66 | 78 (stronger) |
| Loan quality | 95 (stronger) | 66 |
| Earnings | 87 (stronger) | 51 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 80th | 49th |
| Total assets | $63.5M | $58.2M |
| Deposits / shares | $55.9M | $50.4M |
| Capital ratio | 11.60% | 12.78% (stronger) |
| Problem loans | 0.15% (stronger) | 1.02% |
| Net charge-offs | 1.34% | 0.08% (stronger) |
| Return on assets | 1.68% (stronger) | 0.76% |
| Loans ÷ deposits | 60.1% | 58.1% (stronger) |
| Uninsured deposits | 2.1% | 1.1% (stronger) |
| Offices | 0 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cosden Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Cosden Federal Credit Union leads on 3 and My Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.