Side-by-side · Q2 2026 data
Cotton Belt Federal Credit Union vs Alcoa Community Federal Credit Union
Credit union
Cotton Belt Federal Credit Union
Pine Bluff, Arkansas · Under $100 million in assets
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Cotton Belt Federal Credit Union | Alcoa Community Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 27 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 66 (stronger) | 24 |
| Funding & liquidity | 65 | 71 (stronger) |
| Problem-loan coverage | 45 | 89 (stronger) |
| Peer percentile | 17th | 12th |
| Total assets | $70.0M | $69.5M |
| Deposits / shares | $56.0M | $63.1M |
| Capital ratio | 17.03% (stronger) | 7.73% |
| Problem loans | 4.73% | 0.52% (stronger) |
| Net charge-offs | 0.59% | 0.03% (stronger) |
| Return on assets | 1.16% (stronger) | 0.10% |
| Loans ÷ deposits | 95.6% | 89.2% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cotton Belt Federal Credit Union has the higher TellerScore (57 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Cotton Belt Federal Credit Union leads on 4 and Alcoa Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.