Side-by-side · Q2 2026 data
Cottonwood Community Federal Credit Union vs Latah Credit Union
Credit union
Cottonwood Community Federal Credit Union
Cottonwood, Idaho · $100 million – $1 billion
Metric by metric
| Measure | Cottonwood Community Federal Credit Union | Latah Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 99 (stronger) | 67 |
| Loan quality | 54 | 82 (stronger) |
| Earnings | 81 | 86 (stronger) |
| Funding & liquidity | 85 | 98 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 80th | 82nd |
| Total assets | $285.5M | $170.4M |
| Deposits / shares | $242.2M | $151.0M |
| Capital ratio | 14.91% (stronger) | 11.65% |
| Problem loans | 1.39% | 0.54% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.14% |
| Return on assets | 1.52% | 1.64% (stronger) |
| Loans ÷ deposits | 75.2% | 62.7% (stronger) |
| Uninsured deposits | 12.4% | 0.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latah Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Cottonwood Community Federal Credit Union leads on 2 and Latah Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.