Side-by-side · Q2 2026 data
Cottonwood Valley Bank vs Community National Bank & Trust
Metric by metric
| Measure | Cottonwood Valley Bank | Community National Bank & Trust |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 94 (stronger) | 40 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 57 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 89th | 36th |
| Total assets | $38.1M | $2.5B |
| Deposits / shares | $32.7M | $2.2B |
| Capital ratio | 14.39% (stronger) | 8.97% |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | -0.16% (stronger) | 0.05% |
| Return on assets | 0.93% | 1.17% (stronger) |
| Loans ÷ deposits | 17.9% (stronger) | 75.9% |
| Uninsured deposits | 10.7% (stronger) | 16.6% |
| Offices | 3 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Cottonwood Valley Bank has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cottonwood Valley Bank leads on 6 and Community National Bank & Trust on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.