Side-by-side · Q2 2026 data
Councill Federal Credit Union vs Nrs Community Development Federal Credit Union
Credit union
Nrs Community Development Federal Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Councill Federal Credit Union | Nrs Community Development Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 21 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 19 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 0 |
| Peer percentile | 62nd | 0th |
| Total assets | $2.8M | $1.1M |
| Deposits / shares | $2.4M | $1.0M |
| Capital ratio | 15.74% (stronger) | 7.10% |
| Problem loans | 2.43% (stronger) | 15.99% |
| Net charge-offs | 0.00% (stronger) | 45.22% |
| Return on assets | 2.53% (stronger) | -1.17% |
| Loans ÷ deposits | 27.0% (stronger) | 39.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Councill Federal Credit Union has the higher TellerScore (79 vs 21). On the 6 directional measures above (where higher or lower is clearly better), Councill Federal Credit Union leads on 6 and Nrs Community Development Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.