Side-by-side · Q2 2026 data
Country Bank for Savings vs Polish National Credit Union
Metric by metric
| Measure | Country Bank for Savings | Polish National Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 98 (stronger) | 86 |
| Loan quality | 62 | 94 (stronger) |
| Earnings | 52 (stronger) | 41 |
| Funding & liquidity | 46 | 56 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $2.2B | $776.9M |
| Deposits / shares | $1.7B | $614.5M |
| Capital ratio | 14.84% (stronger) | 13.58% |
| Problem loans | 1.14% | 0.17% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 0.81% (stronger) | 0.52% |
| Loans ÷ deposits | 100.6% (stronger) | 104.4% |
| Uninsured deposits | 27.4% | 8.3% (stronger) |
| Offices | 16 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Polish National Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Country Bank for Savings leads on 3 and Polish National Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wilbraham, MA