Side-by-side · Q2 2026 data
Country Trust Bank vs Illinois State Credit Union
Metric by metric
| Measure | Country Trust Bank | Illinois State Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 94th | 48th |
| Total assets | $42.3M | $248.6M |
| Deposits / shares | $798K | $219.3M |
| Capital ratio | 78.65% (stronger) | 10.74% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 24.72% (stronger) | 0.97% |
| Loans ÷ deposits | 0.0% (stronger) | 90.2% |
| Uninsured deposits | 68.7% | 1.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Country Trust Bank has the higher TellerScore (93 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Country Trust Bank leads on 6 and Illinois State Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.