Side-by-side · Q2 2026 data
County Excellence Federal Credit Union vs Liberty Savings Federal Credit Union
Credit union
County Excellence Federal Credit Union
Roselle Park, New Jersey · $100 million – $1 billion
Credit union
Liberty Savings Federal Credit Union
Jersey City, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | County Excellence Federal Credit Union | Liberty Savings Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 54 |
| Capital cushion | 34 | 67 (stronger) |
| Loan quality | 54 (stronger) | 30 |
| Earnings | 50 (stronger) | 15 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 80 | 82 (stronger) |
| Peer percentile | 14th | 10th |
| Total assets | $137.9M | $135.1M |
| Deposits / shares | $126.5M | $116.8M |
| Capital ratio | 8.45% | 11.68% (stronger) |
| Problem loans | 1.37% (stronger) | 2.09% |
| Net charge-offs | 0.78% (stronger) | 1.89% |
| Return on assets | 0.74% (stronger) | -0.12% |
| Loans ÷ deposits | 57.2% (stronger) | 57.4% |
| Uninsured deposits | 4.1% (stronger) | 4.4% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
County Excellence Federal Credit Union has the higher TellerScore (57 vs 54). On the 7 directional measures above (where higher or lower is clearly better), County Excellence Federal Credit Union leads on 6 and Liberty Savings Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.