Side-by-side · Q2 2026 data
County National Bank vs University Bank
Metric by metric
| Measure | County National Bank | University Bank |
|---|---|---|
| TellerScore | 41 | 60 (stronger) |
| Capital cushion | 43 | 51 (stronger) |
| Loan quality | 13 | 86 (stronger) |
| Earnings | 60 | 63 (stronger) |
| Funding & liquidity | 47 (stronger) | 8 |
| Problem-loan coverage | 56 | 93 (stronger) |
| Peer percentile | 2nd | 21st |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 9.34% | 10.08% (stronger) |
| Problem loans | 2.62% | 0.41% (stronger) |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.00% | 1.08% (stronger) |
| Loans ÷ deposits | 101.9% (stronger) | 102.7% |
| Uninsured deposits | 25.0% (stronger) | 70.2% |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 4.9% |
University Bank has the higher TellerScore (60 vs 41). On the 7 directional measures above (where higher or lower is clearly better), County National Bank leads on 2 and University Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.