Side-by-side · Q2 2026 data
Cowboy Bank vs Bank of Commerce
Metric by metric
| Measure | Cowboy Bank | Bank of Commerce |
|---|---|---|
| TellerScore | 84 (stronger) | 46 |
| Capital cushion | 77 (stronger) | 55 |
| Loan quality | 84 (stronger) | 24 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 70 | 74 (stronger) |
| Problem-loan coverage | 95 (stronger) | 66 |
| Peer percentile | 86th | 5th |
| Total assets | $350.3M | $334.0M |
| Deposits / shares | $297.7M | $294.0M |
| Capital ratio | 12.72% (stronger) | 10.54% |
| Problem loans | 0.49% (stronger) | 2.27% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 2.62% (stronger) | 0.22% |
| Loans ÷ deposits | 85.3% | 75.7% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 24.5% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
Cowboy Bank has the higher TellerScore (84 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Cowboy Bank leads on 6 and Bank of Commerce on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.