Side-by-side · Q2 2026 data
Cowboy State Bank vs Security State Bank
Metric by metric
| Measure | Cowboy State Bank | Security State Bank |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 74 (stronger) | 54 |
| Loan quality | 70 | 93 (stronger) |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 64 | 97 (stronger) |
| Peer percentile | 40th | 47th |
| Total assets | $50.3M | $449.1M |
| Deposits / shares | $44.4M | $380.1M |
| Capital ratio | 12.44% (stronger) | 10.44% |
| Problem loans | 0.91% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.91% (stronger) | 0.56% |
| Loans ÷ deposits | 75.7% | 67.7% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 17.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cowboy State Bank leads on 4 and Security State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.